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Loan Features

NO Fees

No origination fees

No application fees

No prepayment penalty fee

Competitive Fixed Rate

NC Student Assist Loan: 6.70%* fixed rate

NC Parent Assist Loan: 6.00%* fixed rate

*when in repayment using auto-draft

Interest Rate Reduction for Auto-draft

A .25% rate reduction may apply when making auto-draft payments.

Choose In-School or Deferred Payment Options

Repayment for the NC Student Assist Loan can be postponed based on enrollment status.

Loan Amount

Borrow up to the Cost of Attendance less other Financial Aid

Nonprofit Lender

Offered by College Foundation, Inc., your state-based nonprofit lender

NC Student Assist No Essay Scholarship

Everyone can use an extra $1,000 to pay for college.

Enter now

What is the NC Assist Loan?

  • Affordable education loans
  • For parents and students with a North Carolina connection
  • Competitive fixed interest rates that beat most competitors
  • Use at in-state and out-of-state schools
  • Offered by North Carolina nonprofit servicer to save you money

NC Student Assist Loan and NC Parent Assist Loan