If you have been affected in any way by the coronavirus outbreak, there are options available to help. CFI can help you by granting a capping, discretionary forbearance for up to 3 months upon request. You may qualify for a deferment of payments based on your circumstances such as unemployment or economic hardship. Our call center counselors are trained to help you understand the options available. Call us at 800.722.2838 Mon-Thurs from 8am-7pm or Friday from 8am-5pm with any questions.
 

NEW LOWER INTEREST RATES for applications started on or after June 26, 2020! Student fixed rates will be as low as 5.25% with auto draft payments. Parent fixed rates will be as low as 4.50% with auto draft payments. (Loan must be in repayment status to qualify for lowest rate.)
 

NC Student Assist Loan and NC Parent Assist Loan

Loan Features

NO Fees

No origination fees

No application fees

No prepayment penalty fee

Competitive Fixed Rate

NC Student Assist Loan has a 5.50% fixed interest rate

NC Parent Assist Loan has a 4.75% fixed interest rate

Interest Rate Reduction for Auto-draft

A .25% rate reduction may apply when making auto-draft payments.

Choose In-School or Deferred Payment Options

Repayment for the NC Student Assist Loan can be postponed based on enrollment status.

Loan Amount

Borrow up to the Cost of Attendance less other Financial Aid

Nonprofit Lender

Offered by College Foundation, Inc., your state-based nonprofit lender