Great news! Introducing NEW LOWER INTEREST RATES for applications started on or after June 3, 2019! Student fixed rates will be as low as 5.50% with auto draft payments. Parent fixed rates will be as low as 5.00% with auto draft payments. (Loan must be in repayment status to qualify for lowest rate.)

NC Student Assist Loan and NC Parent Assist Loan

Loan Features

NO Fees

No origination fees

No application fees

No prepayment penalty fee

Competitive Fixed Rate

NC Student Assist Loan has a 5.75% fixed interest rate

NC Parent Assist Loan has a 5.25% fixed interest rate

Interest Rate Reduction for Auto-draft

A .25% rate reduction may apply when making auto-draft payments.

Choose In-School or Deferred Payment Options

Repayment for the NC Student Assist Loan can be postponed based on enrollment status.

Loan Amount

Borrow up to the Cost of Attendance less other Financial Aid

Nonprofit Lender

Offered by College Foundation, Inc., your state-based nonprofit lender